series of lightbulbs displaying various services offered

I’m Jen, I would like to be your Partner in Payments.

Accepting payments is crucial for every Business. Owners spend time, energy, and money searching for the right systems, negotiating rates, and managing vendors.

As your partner, I leverage my relationships, knowledge, and industry contacts to serve all your payment processing needs, so you can focus on your Business

I’m free to you. Let’s serve each other

About me:

My professional life is a mix of hospitality and entrepreneurship. When I started a family, working nights was no longer an option. I didn’t like missing nighttime baths, books, and snuggles!

Who I Serve:

Any Business in the US or Canada who needs the ability to accept digital payments such as credit or debit cards, ACH or e-check from their customers.

What Others Say:

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Jason – Owner

Oscars Breakfast, Burgers, and Brews / The Corner Hoagies and Hops / The 1861

“Jen has become an integral part of my business. What started as a conversation about POS systems quickly turned into a discussion on credit card processing and 2 years later, she is my go to. She works on my behalf even when it’s not her product to make sure that I’m getting the right fit for my business.

Jacqui- Owner

Gourmet Burger Shop – Gig Harbor, WA

“We stumbled across Jen in a Facebook group. There are many beings in it who offer the same services, but their approach is so typical- they make it known that they’re there to sell you something.

Krystal – Manager

Heartbreakers Bar and Grill – Chaska, MN

“Jen has always been very attentive whenever we need her help. She is upfront about honest about questions we have and reaches out to others when needed, to guarantee we have the correct information.

Chris – Owner

Ahh massage – Maui, HI

Todd – Owner

Bend Window Treats – Bend, OR

“Jen has been excellent to work with. Whenever we had a problem with our Processing, she took care of it right away. Great customer service.”

Sarah – Manager

Oscar’s Breakfast, Burgers, and Brews

“Always helpful, always responds immediately when called upon for help, always willing to find answers we may need that can’t be answered right away, always quick and efficient.”

Dr. Alex – Owner

Denture Artistry – Bend, OR

“Jen has been awesome to work with and super helpful when helping us get set up and service our payment terminal and software. Would recommend.”

Trish – Owner

Consglio’s – New Haven, CT

“Jennifer literally saved me thousands of dollars by switching my processing over. She was always quick to respond and solve questions that came up and I felt I had a “partner” who truly wanted the best for my business. I highly recommend Jennifer! “

Jon – GM

Empire Truck Works

Devonne – Owner

DeLane Land

Brett – Owner

Vector Volcano Classic Arcade

“Jennifer is a very honest and worked hard for me to get me the best rate. She responds to my questions right away and is very helpful. She went beyond my expectations and came to my work to help me set up my new point of sale system. I highly recommend her!”

Kyleigh – Business Manager

Deschutes Pediatric

“Jennifer is always quick to answer any questions we have and keep us informed! We have never had an issue that she can’t solve. “

Larry Vierra – Owner

Advanced PC Solutions

“I have known Jen for many years. She is an expert and the best I have worked with when it comes to business merchant services.

Jennifer Nielesky

Interested in connecting?

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Your Partner in Payments

The most important role I play is Your Partner in Payments. Think of me as your Chief Payments Officer (that you don’t pay).

The research has been done, I’ve vetted dozens of Companies, negotiated the deals, and have deep industry knowledge and contacts; all of which I leverage to serve you.

As your partner, I’m always looking out for your Business and am here to help anytime you need it. Have questions, need help with a transaction, want to discuss systems and processes? I’m a phone call, text, or email away. Of course, you’ll also have 24/7/365 US based support of the Company!

I am not paid a salary or hourly wages, I’m paid a small % of your processing each month for as long as you are my client, so you can bet I’m motivated to keep you happy! It’s how I feed my family after all.

POS & Systems Consultation {free}

Asking “what point of sale should I use?” is like asking “what car should I buy?” It depends. What will you use it for? What features are important? When it comes to systems, one size does not fit all.

The right Point of sale or software can do wonders for your Business, but the choices are overwhelming and who wants to talk to dozens of salespeople!? Hint: I already have!

I take a consultative approach and help you find what will work best for YOUR Business. Then I help you negotiate. I never charge you for this. These are just a few systems I have access to:

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Want to take a deeper dive into any? Let me know, I can provide info without making you talk to a salesperson, until you’re ready!

What’s in it for me you ask? Well, I’m hoping by now you’re pleased with me enough to allow me to broker your processing. I am generous, honest and transparent, and best part – I’m paid by the processing companies, never by you! Hop on over to the Credit and Debit card processing tab for more.

E-invoicing & Recurring Payments

person typing credit card info into cell phone

Getting paid is an essential part of Business, don’t you agree? Gone are the days we must wait around for a check to arrive, or a credit card slip to be mailed back. Nowadays payments are digital and there are several ways to get money from your clients.

E-invoicing and recurring payments are perfect for those who provide a service, sell memberships, offer payment plans, or sell B2B. Both programs allow you to have greater control over getting the money owed you faster, or at all.

Business Financing

Cash is KING, at least that’s what my economics Professor always said.

Did you know you can borrow short term funds against your future cc processing? You can, I can help. We can also discuss other financing options such as Business Loans and other programs.

Keeping cash isn’t just about financing or leasing though, sometimes when buying systems, we can offer “placement programs” where instead of paying a hefty chunk of cash, most of the cost can be bundled into the monthly fees. Newsflash: I usually reduce cc processing fees by enough to cover the cost of a new POS rolled into a monthly fee.

Credit & Debit Card Processing

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Every Business needs the ability to accept credit and debit cards, but did you know not everyone pays the same fees? The agent you sign up with has full discretion over your rates, not the company you sign with. Speaking of Companies, those who offer flat rate programs like Square and Toast are the most expensive, beware.

As a Broker, I am partnered with a few very good processing companies. In addition to access to low rates, they also offer various programs such as “zero fee” programs, POS integrations, and in many cases free equipment. Most importantly, the ones I work with provide A+ 24/7/365 US based customer support.

CC/debit card processing is a commodity. I have helped dozens of Businesses reduce their credit card processing fees by thousands of dollars a month and would love the chance to do that for you.

Knowledge is key. Have you ever read a processing statement? Could you tell if there were extra fees added? As a value add, I offer oversight and make sure you are being billed only what you should be.

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Statement analysis. Here I review your current cc processing statement, identify the parts that are negotiable and share if there is room to save and by how much. And I point out any “trick fees” – fees that don’t serve any purpose other than making someone you don’t know money.

Click here if you would like to have your statement analyzed, it’s free and very informative.

ACH / E-Check Acceptance

Especially for the B2B Businesses and for those whose transactions are large, ACH is a great choice. This allows you to accept payment, digitally, from someone’s bank account instead of the credit card network. The greatest benefit? No credit card processing fees.

For those wanting to pass cc fees to their customers on-line, ACH is a great alternative to offer customers who rather not pay the increase to use credit card. Everybody wins.

Cash & Bitcoin ATMs

Did you know stores with ATM machines in them are making money on every transaction? You can too!

If you run a business with decent foot traffic, you can get an ATM machine installed for free and managed by the Company. You earn a percentage of the transaction fees for “hosting” the machine.

Bitcoin machines are all the rage. For a store owner, expect increased foot traffic and also an increase ATM usage as people usually pull cash to invest.

Get paid a guaranteed monthly “rent” fee and a per transaction fee, whichever is higher.

Water Station

High Alkaline, quality water stations bring in foot traffic and allow store owners to earn 20% of the revenues from the machine. All they have to do is give permission to install it, provide plumbing and electric and the Company does the rest. Customers love having a place to get high quality water.

CBD & Cannabis Businesses

Though CBD is federally legal, and Cannabis is at many State levels, that doesn’t mean they can accept credit and debit card payments easily; they can’t. Many people rush to open a business only to find out that taking payments is nearly impossible and if it is possible, it’s very expensive!

I can help. I have relationships with banks, processors, and a breadth of knowledge to help keep you compliant.

About Me

My professional life is a mix of hospitality and entrepreneurship. When I started a family, working nights was no longer an option. I didn’t like missing nighttime baths, books, and snuggles!

Early 2018, I got involved in the payment processing space. Over the years I have vetted several processing companies, forged relationships, gained deep knowledge about various systems, and have pre-negotiated rates for my clients; better than they get on their own.

Today, I proudly help Businesses with all their payment processing needs. Thanks to those who have allowed me to serve them in this capacity, I enjoy the good fortune of earning an honest income while also being present as a Mom.

I thank my clients by ensuring they keep as much of their hard-earned money as possible, enjoy excellent service, and have a partner in payments for life.

Who I Serve

Any Business in the US or Canada who needs the ability to accept digital payments such as credit or debit cards, ACH or e-check from their customers.

I assist with rates, point-of-sale systems, software solutions, and vendor relations. Get unbiased expertise without spending months doing research talking to dozens of salespeople. Leverage my knowledge and vetted network of dealers and then let me cut your processing fees! I serve you.

My approach is consultative and specific. Let me be your partner in payments.

Jason – Owner

Oscars Breakfast, Burgers, and Brews / The Corner Hoagies and Hops / The 1861

As a business owner with multiple businesses, having someone in my corner watching out for my best interest is invaluable. She has saved me thousands in processing fees and always answers my calls or texts. She’s become a partner to me and that’s rare to find these days.”

Jacqui- Owner

Gourmet Burger Shop – Gig Harbor, WA

What I noticed about Jen was that she seemed eager to help, not relay the same old pitch line repeatedly. We were desperate for a change, and I reached out to her personally. She responded as a real person who wanted to understand our situation and get us the best results. She’s great!

Everything has been easy, she has been so understanding that we are not only business owners, but parents to three busy kids. She is patient, professional and still shows up as a person- not her “Representative Self”. Which is deeply appreciated.

She got us set up with an awesome POS system/company, got our cc fees to a better place (reduced) and checks in with us to make sure things are well. We are so thankful for her assistance and service(s)! We highly recommend!”

Rachel – Manager

Heartbreakers Bar and Grill – Chaska, MN

She responds quickly and stays in contact throughout the whole process, so you don’t feel ignored or written off. We appreciate Jen and everything she does for us!”

Chris – Owner

Ahh massage – Maui, HI

“I reached out to Jennifer after someone had taken advantage of me as a new business owner. I was tricked into a contract paying $10,000 for a piece of equipment she provided at no cost. Not only that, she went through the costs and hidden fees from the previous company and explained what they should and should not be. She saved me money in every area and was always available to answer questions. So very glad I found her!”

Jon - GM

Empire Truck Works

“I met Jen 4-5 years ago in search of trying to find a more efficient lower cost merchant processing relationship. Jen not only will drop anything at any moment to fix a problem or navigate an issue, but she is also honest and kind and an outstanding member of the Central Oregon community. Nothing but positive from our team both business and personal!”

Devonne – Owner

DeLane Land

“Jen has a very sharp business mind. She is very knowledgeable and has been so helpful setting up my company’s credit card system to help me save literally thousands of dollars every month with a lower interest rate. She responds immediately to questions and inquiries. I highly recommend her to any type of business and all my friends who want to make more money by paying less of a percentage to credit card companies. Thank you, Jen!”

Larry Vierra – Owner

Advanced PC Solutions

“I have known Jen for many years. She is an expert and the best I have worked with when it comes to business merchant services. She went above the call of duty when I had issues with a particular merchant service bank and over charges on my account, for which I am truly thankful. I would without hesitation recommend her for her services.”