A payment gateway is a service that securely sends credit card information from a website to the credit card payment network for processing and back. A gateway can be thought of as an interface between the merchant and the payment processor.
Main functions of a gateway:
- Accept payments online, from your computer, smart phone or tablet.
- Recurring billing .
- Allows customers to pay directly online or through email.
- ACH billing, save on credit card processing fees by deducting directly from your customers bank account.
- Encrypts the credit card information, protecting the merchant from liability.
HDMS offer a variety of gateways and can also integrate with existing programs. We are an authorized partner of Authorize.net and all the processors we work with offer virtual terminals and gateways with varying capabilities.